https://riiopenjournals.com/index.php/finance-economics-review <p><em>Finance &amp; Economics Review</em> (FER) [ISSN 2690-4063] is an international, peer-reviewed, open-access journal that publishes original theoretical and empirical work in the interdisciplinary area of international economics, macroeconomics, microeconomics, financial economics and other allied areas of finance and economics. It publishes Original Research Articles, Reviews, Case Reports, Research Notes, and Short Communications. We encourage researchers to publish their experimental and theoretical results in as much detail as possible. This journal covers all topics related to all aspects of finance and economics. <strong>Following are the indexing platforms of the Journal:</strong></p> <p><a href="https://scholar.google.com/scholar?hl=en&amp;as_sdt=0%2C5&amp;q=Firm%27s+Value+Prediction+Based+on+Profitability+Ratios+and+Dividend+Policy&amp;btnG=">Google Scholar</a>: Each article will be visible in Google scholar account within 2-5 days of publication</p> <p><a href="https://doi.org/10.38157/finance-economics-review.v2i2">Crossref</a>: Each article is assigned with a Doi from Crossref</p> <p><a href="https://core.ac.uk/search?q=repositories.id:(15293)">CORE [UK]</a></p> <p><a href="https://index.pkp.sfu.ca/index.php/browse/index/8311">PKP Index [Canada]</a></p> <p><a href="https://www.worldcat.org/search?q=on:DGCNT+https://riiopenjournals.com/index.php/finance-economics-review/oai+finance-economics-review+MIRII&amp;qt=results_page">WorldCat [USA]</a></p> <p><a href="https://www.base-search.net/Search/Results?lookfor=publ%3AResearch+publ%3A%26+publ%3AInnovation+publ%3AInitiative&amp;l=en&amp;oaboost=1&amp;ling=0&amp;newsearch=1&amp;refid=dcadven&amp;name=">BASE [Denmark]</a></p> <p><a href="http://olddrji.lbp.world/JournalProfile.aspx?jid=2690-4063%20">Directory of Research Journals Indexing [DRJI]</a></p> <p><a href="https://www.researchbib.com/view/issn/2690-4063">ResearchBib</a></p> <p>Please register/login and submit your article. If you face any issue in online submission, you may send your article to:<strong> riieditor1971@gmail.com</strong></p> Research & Innovation Initiative en-US Finance & Economics Review 2690-4063 https://riiopenjournals.com/index.php/finance-economics-review/article/view/651 <p style="text-align: justify; line-height: normal; margin: 0in -1.8pt 0in 0in;"><em><span style="color: #0e101a;"> </span></em></p> <p><strong><em>Purpose:</em></strong> <em>This paper examines the effect of fintech on entrepreneurship to ascertain the role of financial technology services on individual entrepreneurial intention in five sub-Saharan African countries.</em></p> <p><em><strong>Methods:</strong> The analysis was based on an extended probit model to determine the country-specific effect of mobile money account ownership (Fin) on individuals who used fintech services to start a business (Ent) as a measure of entrepreneurship. The impact of other control variables (X) such as credit access, education, and labor force participation on entrepreneurship (Ent) was also considered. </em></p> <p><em><strong>Results:</strong> The findings show that fintech services through mobile money are significantly associated with an increased likelihood of entrepreneurship in The Republic of Congo, Kenya, Mauritius, Nigeria, and South Africa. Credit access, higher levels of education, and labor force participation are other drivers of entrepreneurship in Kenya, Nigeria, and South Africa.</em></p> <p><em><strong>Implications:</strong> Country-specific characteristics play a significant role in engendering entrepreneurship; thus, the government should intensify efforts to diffuse and adopt fintech for optimal livelihood and economic transformation.</em></p> <p><em><strong>Originality: </strong>Overall, this paper accounts for the role of technology penetration in financial services and contributes to the literature on entrepreneurship development in the African context. The research utilizes the World Bank Global Findex data, which is nationally representative, to provide insight into the subject matter. </em></p> <p style="text-align: justify; line-height: normal; margin: 0in -1.8pt 0in 0in;"><em><span style="color: #0e101a;"><strong>Limitations: </strong>This paper's analysis relied on the 2017 World Bank Global Findex Database, the most recent data available. Although this may be perceived as insufficient, the findings were valid due to their alignment with similar outcomes in the literature </span></em></p> Iyabo Olanrele Copyright (c) 2025 Iyabo Olanrele http://creativecommons.org/licenses/by-nc-nd/4.0 2025-01-15 2025-01-15 7 1 1 12 10.38157/fer.v7i1.651